Free
$0 /month
- 1 channel connected
- Unified payouts & cash view
- Self-serve via Shopify App Store
- Community support
Home > Solutions > For Merchants
Bank-grade ledger with the power of managing channels, campaigns, products, logistics, and financing
Automating your accounting, financial intelligence, credit line & your brand growth — from Shopify AnyLedger App.
Get AnyLedger's Shopify AppAlways-on monitoringset your strategy and let the ledger agent track it —
flagging margin, payout and cash anomalies before they hurt
Continuous credita facility that recalculates with your live GMV — not an
annual review
In-house controlaccounting automated — your team owns the intelligence,
no outsourcing
Build your systemtell the assistant what you need — it builds or extends
your analytics, custom warehouse, order, and customer data management
The solution
An AI-native General Ledger built for multichannel commerce
Every marketplace is a black box with its own payout cadence, fees and reserve rules. anyLedger turns them into one clean, financeable book.
1
Continuous credit — when your brand needs it
The key solution: credit that arrives when your brand needs it, not after an annual review. As seasonal demand updates your cash position, your inventory and your sales mix, the facility recalculates with them — limits move with live P&L and repayment links to revenue. Your inventory is scored across your channels, and individual SKUs or product categories can be scored separately to accommodate different lenders — so each part of your book gets the capital and the rate it deserves.
- Credit at the moment of need — seasonal peaks included
- Limits recalculated on live cash, inventory & sales
- Repayment linked to revenue
- Inventory scored across channels
- Per-SKU / per-category scoring for different lenders
2
Monitoring & safe AI access — up front
Your finance team already asks ChatGPT about margins and cash — by uploading stale spreadsheet exports with no permissions and no audit trail. anyLedger gives you a safe connection to ChatGPT and Claude — without sending your data out to the open: your live books stay in the encrypted ledger, and the assistants reach only what you allow over a secure MCP connection — scoped, consented, logged — while the ledger agent monitors continuously and notifies you of margin erosion, CAC anomalies, payout discrepancies and cash-runway risks before they hurt.
- Sensitive data never leaves the encrypted ledger
- Real-time P&L and balance projections
- Your strategy, KPIs proactive monitoring
- Adding new data sources in minutes
3
Unified multichannel ledger
A single source of truth across every channel — consumer and B2B. Payouts, fees, reserves, refunds and returns are captured as source-linked events and posted automatically, including wholesale flows via Faire, Ankorstore, Handshake and Amazon Business — no more per-marketplace spreadsheets or single-entity QuickBooks workarounds.
- Shopify · Amazon · Walmart · TikTok Shop · eBay
- Fees & reserves itemized per channel
- Returns & refunds matched to orders
- Wholesale / B2B via EDI: 850 PO → 856 ASN → 810 invoice → 820 remittance
- Multi-entity ready
4
Real-time cash position
Settlement events from every channel post into one ledger the moment they happen. You see the cash you actually have today — including what's locked in payout floats and DD+7 reserves — not what QuickBooks catches up to next month.
- Live cash across channels & banks
- Float & reserve tracking
- 13-week cash forecast
- Bank feeds via Plaid
5
Create custom services
Tell the Services Foundry assistant what you need, and it builds, tests and launches it inside the platform — from elaborate data schemas and custom dashboards to full integrations and systems for customers, orders, product testing, campaign management, warehousing, your own BNPL, invoicing and more. Every part stays yours to see and change — data, process, methods, calculations and their automation — with no integrator and no vendor change-request queue.
- Services Foundry: describe it — it builds, tests, launches
- Custom data schemas, dashboards & integrations
- Customers · orders · campaigns · warehousing
- Your own BNPL, invoicing & installments
- Deployed in minutes — no integrators
Benefits
What changes for your business
Measured against the typical multichannel stack: QuickBooks or Xero, a reconciliation tool per channel, and a single-channel lender.
Continuous credit
A facility, not a loan application
Lenders that see only one silo underfinance you. A continuous credit facility across all your sales channels recalculates limits as you grow, with repayment linked to revenue. It enables your brand to scale for seasonal fluctuations.
Instant FP&A Clarity
Instant cash clarity
Install from the Shopify App Store or Seller Central and see every payout, float and reserve in one view within a day — and work safely with the AI of your choice, without compromising your or your customers' data.
Granular P&L
True margins — per SKU, campaign, channel or customer segment (coming soon)
Fees, ads, returns and reserves allocated down to the finest slice of your business — so you know exactly which SKU, campaign, channel or segment actually makes money before you scale it.
5–7× productivity
Your ops team, multiplied
Reconciliation, fee auditing and cash tracking run autonomously, multiplying what your ops team gets done — they review exceptions and steer growth instead of building spreadsheets.
In-house control
Stop outsourcing your books
QuickBooks-class tools are so limited that most brands outsource the accounting — and lose sight of their own numbers. With reconciliation and close automated, your team takes control of the financial intelligence in-house.
Audit-ready
Tax & diligence without panic
Source-linked postings and a continuous close mean tax season, lender diligence and audits start from clean books, not a cleanup project.
Advantages
Why anyLedger wins over the status quo
The legacy stack was assembled channel by channel. anyLedger was designed for the multichannel business from the first posting.
| Status quo — QuickBooks/Xero + A2X/Synder + single-channel capital | anyLedger.ai | |
|---|---|---|
| Cash position | Assembled monthly from exports; floats and reserves invisible | Real-time, across every channel, bank and entity |
| Reconciliation | Per-channel tools plus spreadsheets; grows with every new channel | AI agents reconcile continuously; you handle exceptions only |
| Ledger model | Single entity, single book, after the fact | Multi-entity, parallel books (GAAP · tax · management), event-driven |
| Financing basis | One marketplace's stale data — Shopify Capital sees Shopify, Amazon Lending sees Amazon; only part of turnover financed | Continuous credit facility on observed cross-channel GMV — limits recalc live, repayment linked to revenue |
| Accounting operations | QuickBooks functionality so limited the books get outsourced — you see them monthly, at best | Automated in-house — your team owns the financial intelligence daily |
| Credit transparency | Black-box offers, take it or leave it | Scores with reason codes you can read and improve |
| Path to scale | Every channel adds tools, spreadsheets and headcount | Every channel is one more connector on the same spine |
Integrations
Plugs into the stack you already run
Native connectors for the major channels and tools — everything else joins through the open MCP-like protocol.
Shopify
Amazon
Walmart
TikTok Shop
eBay
3PL / FBA APIs
EDI 850 · 856 · 810 · 820 (wholesale)
Meta · Google · TikTok Ads
Banks via Plaid
QuickBooks / Xero sync
Open MCP-like protocol
Pricing
Merchant subscription tiers + a continuous credit facility at partner rates. Annual billing optional
Most popular
Growth
$149 /month
- Full reconciliation across channels
- GL write-back to QuickBooks / Xero
- Real-time P&L & cash position
- Continuous credit facility eligibility
Scale
$399 /month
- All channels + B2B / wholesale ledgers
- AI agents: reconcile · forecast · monitor
- Sandbox ledgers & A/B testing
- AI Services Foundry — custom services deployment
- Priority support
Mid-Market & Enterprise
Custom /month
- Integrate-first beside NetSuite / Sage
- Multi-entity consolidation · statutory + US GAAP + mgmt
- Simulations & what-if growth scenarios on sandbox ledgers
- anyLedger Migrate · dedicated CSM
* Continuous credit facility on partner capital at partner rates — limits recalculated from your live ledger, repayment linked to revenue. FI subscriptions priced separately
See your whole business in one ledger
Limited-time offer: a free 3-month trial with custom-integrations support as part of the alpha testers group — places are limited